Independent finance learning

Finance guides for beginners

Published by Hollingworth Capital · Updated · Sources & methods

Learn one concept, follow a worked example, then try the linked calculator. These guides introduce the methods and explain where a simple calculation stops being enough.

Compound interest explained: formula and examples

Understand compound interest with a worked savings example, monthly contributions, and the difference between an assumption and a forecast.

Explore →

What is EBITDA? Meaning, formula and a worked example

Learn what EBITDA measures, calculate it from net income, and understand why EBITDA is not cash flow or a substitute for profit.

Explore →

Enterprise value vs equity value: the difference explained

Compare enterprise value and equity value with a clear bridge, a worked example and the right earnings measure for each valuation.

Explore →

How to calculate profit margin: gross, operating and net

Calculate profit margin, distinguish gross and net profit, and avoid confusing margin with markup using original worked examples.

Explore →

P/E ratio explained: formula, examples and limitations

Understand price-to-earnings ratios, calculate a worked example, and compare trailing and forward P/E without treating a low ratio as a buy signal.

Explore →

Browse all seven calculators or continue with interactive lessons and quizzes.